@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-border-style:solid}}}@layer theme{:root,:host{--font-sans:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--default-transition-duration:.15s;--default-transition-timing-function:cubic-bezier(.4, 0, .2, 1);--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", "Noto Sans", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring:where(:not(iframe)){outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.collapse{visibility:collapse}.visible{visibility:visible}.sr-only{clip-path:inset(50%);white-space:nowrap;border-width:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.absolute{position:absolute}.relative{position:relative}.static{position:static}.isolate{isolation:isolate}.container{width:100%}@media (min-width:40rem){.container{max-width:40rem}}@media (min-width:48rem){.container{max-width:48rem}}@media (min-width:64rem){.container{max-width:64rem}}@media (min-width:80rem){.container{max-width:80rem}}@media (min-width:96rem){.container{max-width:96rem}}.block{display:block}.flex{display:flex}.grid{display:grid}.inline-block{display:inline-block}.inline-flex{display:inline-flex}.table{display:table}.rounded{border-radius:.25rem}.border{border-style:var(--tw-border-style);border-width:1px}.break-all{word-break:break-all}.underline{text-decoration-line:underline}.transition{transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to,opacity,box-shadow,transform,translate,scale,rotate,filter,-webkit-backdrop-filter,backdrop-filter,display,content-visibility,overlay,pointer-events;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}.\[exchange-rate\:cache\]{exchange-rate:cache}.\[exchange-rate\:service\]{exchange-rate:service}}:root{--color-background:#f6f8fb;--color-surface:#fff;--color-surface-soft:#f1f5f9;--color-text:#151a23;--color-text-muted:#5c687b;--color-border:#d4dde8;--color-primary:#1769e0;--color-primary-hover:#1257bb;--color-primary-soft:#eaf2ff;--color-success:#067647;--color-success-soft:#ecfdf3;--color-warning:#9a3d06;--color-warning-soft:#fffaeb;--color-danger:#b42318;--color-danger-soft:#fef3f2;--radius-small:10px;--radius-medium:14px;--radius-large:20px;--shadow-card:0 1px 2px #1018280a, 0 4px 12px #1018280d;--body-size:17px;--control-size:17px;--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light}html{scroll-behavior:smooth}html[data-large-text=true]{--body-size:20px;--control-size:19px}*{box-sizing:border-box}body{background:var(--color-background);color:var(--color-text);font-family:Arial,Apple SD Gothic Neo,Noto Sans KR,sans-serif;font-size:var(--body-size);overflow-wrap:anywhere;margin:0;line-height:1.65}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button,a{-webkit-tap-highlight-color:transparent}:focus-visible{outline-offset:3px;outline:3px solid #0b66e4}.skip-link{z-index:100;border:2px solid var(--color-primary);background:#fff;border-radius:8px;padding:12px 16px;position:fixed;top:-100px;left:16px}.skip-link:focus{top:12px}.page-container{width:min(100% - 32px,1180px);margin-inline:auto}.site-header{z-index:30;border-bottom:1px solid var(--color-border);background:#fffffff5;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;gap:16px;min-height:64px;display:flex}.brand{letter-spacing:-.05em;white-space:nowrap;font-size:22px;font-weight:800}.brand-mark{color:var(--color-primary)}.desktop-nav{gap:24px;font-weight:700;display:none}.desktop-nav a:hover{color:var(--color-primary)}.header-actions{align-items:center;gap:8px;display:flex}.text-toggle,.header-search{min-height:44px;color:var(--color-text);background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-small);cursor:pointer;align-items:center;gap:6px;padding:8px 10px;font-size:14px;font-weight:700;display:inline-flex}.header-search span{display:none}main{min-height:60vh}.site-footer{color:#eef2f6;background:#222b38;margin-top:72px;padding:40px 0 110px}.site-footer p{color:#cad2dc;margin:4px 0 18px}.footer-operator{color:#cad2dc;flex-wrap:wrap;gap:6px 18px;margin:0 0 20px;font-size:14px;line-height:1.6;display:flex}.footer-operator a{color:#fff;text-underline-offset:3px;overflow-wrap:anywhere;text-decoration:underline}.site-footer nav{flex-wrap:wrap;gap:8px 18px;margin-bottom:20px;font-size:15px;display:flex}.site-footer small{color:#b8c1cd}.bottom-nav a{border-top:3px solid #0000;flex-direction:column;justify-content:center;align-items:center;gap:2px;min-height:64px;font-size:13px;font-weight:700;display:flex}.bottom-nav a:hover,.bottom-nav a.active{color:var(--color-primary);background:var(--color-primary-soft)}.bottom-nav a.active{border-top-color:var(--color-primary);font-weight:800}.button{border-radius:var(--radius-medium);background:var(--color-primary);color:#fff;min-height:54px;font-size:var(--control-size);cursor:pointer;border:1px solid #0000;justify-content:center;align-items:center;gap:8px;padding:12px 20px;font-weight:800;display:inline-flex}.button:hover{background:var(--color-primary-hover)}.button-secondary{background:var(--color-surface);color:var(--color-text);border-color:var(--color-border)}.button-secondary:hover{background:var(--color-surface-soft)}.card{background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-large);box-shadow:var(--shadow-card)}.section{padding-block:40px}.section-title{letter-spacing:-.035em;margin:0 0 16px;font-size:clamp(22px,5vw,28px);line-height:1.3}.muted{color:var(--color-text-muted)}.hero{background:linear-gradient(180deg, #eef5ff 0%, var(--color-background) 100%);padding:48px 0 34px}.hero h1{letter-spacing:-.06em;max-width:700px;margin:0;font-size:clamp(32px,9vw,54px);line-height:1.16}.hero>div>p:not(.eyebrow){color:var(--color-text-muted);margin:16px 0 28px;font-size:18px}.global-search{max-width:760px;position:relative}.global-search label{margin-bottom:8px;font-weight:800;display:block}.search-control{border-radius:var(--radius-medium);min-height:62px;box-shadow:var(--shadow-card);background:#fff;border:2px solid #9fbce5;grid-template-columns:auto 1fr auto;align-items:center;gap:8px;padding:6px 6px 6px 16px;display:grid}.search-control:focus-within{border-color:var(--color-primary);box-shadow:0 0 0 4px #1769e021}.search-control input{width:100%;min-width:0;height:48px;color:var(--color-text);background:0 0;border:0;outline:0;padding:0 4px;font-size:17px}.search-control button{border-radius:var(--radius-small);background:var(--color-primary);color:#fff;cursor:pointer;border:0;min-width:64px;min-height:48px;padding:0 14px;font-weight:800}.suggestions{z-index:20;border:1px solid var(--color-border);border-radius:var(--radius-medium);background:#fff;width:100%;padding:8px;position:absolute;top:calc(100% + 8px);box-shadow:0 14px 30px #10182829}.suggestion-list,.search-result-list{margin:0;padding:0;list-style:none}.suggestion-list li+li,.search-result-list li+li{border-top:1px solid var(--color-border)}.suggestion-list a,.search-result-list a{border-radius:8px;gap:2px;padding:12px;display:grid}.suggestion-list a:hover,.search-result-list a:hover{background:var(--color-primary-soft)}.suggestion-list span,.search-result-list span{color:var(--color-text-muted);font-size:14px}.suggestion-list small,.search-result-list small{color:var(--color-primary);font-size:13px;font-weight:700}.global-search.expanded{max-width:none;padding-bottom:60px}.global-search.expanded .search-result-list{grid-template-columns:1fr;gap:10px;margin-top:10px;display:grid}.global-search.expanded .search-result-list li{border:1px solid var(--color-border);border-radius:var(--radius-medium);background:#fff}.result-count{color:var(--color-text-muted);margin:18px 0 8px}.search-empty{border:1px solid var(--color-border);border-radius:var(--radius-medium);background:#fff;margin-top:20px;padding:24px}.search-empty strong{font-size:20px}.search-empty p{color:var(--color-text-muted)}.search-empty a{color:var(--color-primary);font-weight:800}.section-heading{justify-content:space-between;align-items:baseline;gap:12px;display:flex}.section-heading a{color:var(--color-primary);font-size:15px;font-weight:800}.category-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;display:grid}.category-card{border:1px solid var(--color-border);border-radius:var(--radius-medium);background:#fff;min-width:0;padding:18px}.category-card strong{font-size:18px}.category-card p{color:var(--color-text-muted);margin:6px 0 12px;font-size:14px}.category-card ul{color:var(--color-text-muted);margin:0 0 14px;padding-left:20px;font-size:14px;display:none}.category-card span{color:var(--color-primary);font-size:14px;font-weight:800}.all-tools-button{width:100%;margin-top:22px}.filter-row{scrollbar-width:thin;gap:8px;padding:2px 2px 8px;display:flex;overflow-x:auto}.filter-row button{border:1px solid var(--color-border);cursor:pointer;background:#fff;border-radius:999px;flex:none;min-height:46px;padding:8px 16px;font-weight:700}.filter-row button[aria-pressed=true]{border-color:var(--color-primary);background:var(--color-primary);color:#fff}.favorite-button{border:1px solid var(--color-border);border-radius:var(--radius-small);min-height:48px;color:var(--color-text);cursor:pointer;background:#fff;align-items:center;gap:7px;margin-top:18px;padding:9px 14px;font-weight:800;display:inline-flex}.favorite-button[aria-pressed=true]{color:#764b00;background:#fff8e6;border-color:#d48b00}.local-section{padding-top:10px}.policy-page{max-width:780px}.policy-page article>section{border-top:1px solid var(--color-border);padding:28px 0}.policy-page article h2{margin:0 0 10px;font-size:23px}.policy-page article p,.policy-page article ul{margin:0}.policy-page article li+li{margin-top:7px}.contact-link{color:var(--color-primary);text-underline-offset:3px;font-weight:800;text-decoration:underline}.ad-slot{--ad-slot-min-height:100px;min-height:var(--ad-slot-min-height);text-align:center;border:1px solid var(--color-border);border-radius:var(--radius-small);color:var(--color-text-muted);background:#fafbfc;margin:32px 0;padding:10px 12px 12px;overflow:hidden}.ad-slot-calculator-top{margin-top:36px;margin-bottom:36px}.ad-slot-calculator-after{margin-top:56px;margin-bottom:40px}.ad-slot-calculator-content{margin-top:40px;margin-bottom:40px}.ad-label{margin-bottom:6px;font-size:11px;line-height:1;display:block}.ad-slot .adsbygoogle{width:100%;min-width:0}.breadcrumbs{color:var(--color-text-muted);padding-top:20px;font-size:14px}.breadcrumbs ol{flex-wrap:wrap;gap:6px;margin:0;padding:0;list-style:none;display:flex}.breadcrumbs li:not(:last-child):after{content:">";color:#98a2b3;margin-left:6px}.breadcrumbs a{text-underline-offset:3px;text-decoration:underline}.listing-header,.tool-heading{max-width:760px;padding:34px 0 24px}.listing-header h1,.tool-heading h1,.empty-page h1{letter-spacing:-.045em;margin:0 0 10px;font-size:clamp(28px,7vw,40px);line-height:1.2}.listing-header p,.tool-heading>p:last-child{color:var(--color-text-muted);margin:0;font-size:18px}.eyebrow{color:var(--color-primary);margin:0 0 6px;font-size:15px;font-weight:800}.tool-grid{grid-template-columns:1fr;gap:14px;display:grid}.tool-card{background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-medium);min-width:0;box-shadow:var(--shadow-card)}.tool-card a{flex-direction:column;height:100%;padding:20px;display:flex}.tool-card strong{font-size:19px;line-height:1.35}.tool-card span{color:var(--color-text-muted);margin:8px 0 18px;font-size:15px}.tool-card em{color:var(--color-primary);margin-top:auto;font-size:15px;font-style:normal;font-weight:800}.tool-card:hover{border-color:var(--color-primary)}.tool-page{max-width:780px}.calculator-wrap{gap:16px;display:grid}.calculator-card{padding:18px}.calculator-card-heading{justify-content:space-between;align-items:center;gap:10px;margin-bottom:18px;display:flex}.calculator-card-heading h2{margin:0;font-size:21px}.calculator-card-heading button{border:1px solid var(--color-primary);background:var(--color-primary-soft);color:#124a96;cursor:pointer;border-radius:8px;min-height:44px;padding:7px 10px;font-size:14px;font-weight:800}.field-list{gap:18px;display:grid}.field-group label{margin-bottom:5px;font-weight:800;display:block}.field-help{color:var(--color-text-muted);margin:-2px 0 7px;font-size:14px;line-height:1.45}.input-with-unit{border-radius:var(--radius-small);background:#fff;border:1px solid #aeb9c7;align-items:center;min-height:56px;display:flex;overflow:hidden}.input-with-unit:focus-within{border:2px solid var(--color-primary);box-shadow:0 0 0 4px #1769e01f}.input-with-unit.has-error{border-color:var(--color-danger);background:var(--color-danger-soft)}.input-with-unit input{width:100%;min-width:0;height:54px;font-size:var(--control-size);background:0 0;border:0;outline:0;padding:0 14px}.input-with-unit span{color:var(--color-text-muted);flex:none;padding:0 14px 0 8px;font-weight:700}.field-group select{border-radius:var(--radius-small);width:100%;min-height:56px;color:var(--color-text);background:#fff;border:1px solid #aeb9c7;padding:0 14px}.field-error{color:var(--color-danger);margin:7px 0 0;font-size:14px;font-weight:700}.amount-reading{color:var(--color-primary);margin:6px 0 0;font-size:15px;font-weight:800}.amount-chip-group{flex-wrap:wrap;gap:6px;margin-top:8px;display:flex}.amount-chip{border-radius:var(--radius-small);color:#124a96;cursor:pointer;-webkit-tap-highlight-color:transparent;background:#f0f5fd;border:1px solid #b2c9ea;min-height:44px;padding:6px 12px;font-size:14px;font-weight:800}.amount-chip:hover{border-color:var(--color-primary);background:#e2edfd}.amount-chip-clear{border-color:var(--color-border);color:var(--color-text-muted);background:#fff}.amount-chip-clear:hover{background:var(--color-surface-soft);color:var(--color-danger)}.calculator-actions{gap:10px;margin-top:24px;display:grid}.result-panel{border-radius:var(--radius-large);background:var(--color-success-soft);border:2px solid #7cc5a6;padding:22px 18px}.result-panel h2{margin:0 0 18px;font-size:22px}.result-sentence{color:#275d48;margin:0}.result-primary{color:#045c37;letter-spacing:-.045em;overflow-wrap:anywhere;margin:3px 0 20px;font-size:clamp(32px,10vw,42px);line-height:1.2;display:block}.result-panel dl{border-top:1px solid #a9d8c2;border-bottom:1px solid #a9d8c2;margin:0;padding:14px 0}.result-panel dl div{justify-content:space-between;gap:14px;display:flex}.result-panel dl div+div{margin-top:9px}.result-panel dt{color:#3f6656}.result-panel dd{text-align:right;margin:0;font-weight:800}.copy-button{background:#fff;border-color:#75ad94;width:100%;margin-top:16px}.copy-status{min-height:24px;color:var(--color-text-muted);margin:-8px 0 0;font-size:14px}.trust-notice{border-radius:var(--radius-medium);background:var(--color-warning-soft);border:1px solid #e7b67f;padding:18px}.trust-notice strong{color:var(--color-warning)}.trust-notice p{color:#70421f;margin:5px 0 0;font-size:15px}.reference-article-card{box-shadow:none;background:#f8fafc;border-color:#d9e2ec;margin:24px 0 8px;padding:18px}.reference-article-card h2{margin:0 0 8px;font-size:20px;line-height:1.35}.reference-article-card p{color:var(--color-text-muted);margin:0 0 14px;font-size:15px}.reference-article-link{min-height:44px;padding:8px 14px;font-size:15px}.content-section{padding:48px 0 16px}.content-section h2,.tool-content h2{letter-spacing:-.03em;margin:0 0 12px;font-size:clamp(22px,5vw,26px);line-height:1.35}.tool-content>section{border-top:1px solid var(--color-border);padding:34px 0}.tool-content p,.tool-content ul{margin:0}.tool-content ul{padding-left:24px}.tool-content li+li{margin-top:8px}.formula{border-radius:var(--radius-medium);background:var(--color-primary-soft);color:#124a96;padding:18px;font-weight:700}.faq-list{gap:10px;display:grid}.faq-list details{border:1px solid var(--color-border);border-radius:var(--radius-medium);background:var(--color-surface);padding:16px 18px}.faq-list summary{cursor:pointer;font-weight:800}.faq-list details p{color:var(--color-text-muted);margin-top:12px}.review-date{color:var(--color-text-muted);padding:18px 0;font-size:14px}.empty-page{text-align:center;max-width:680px;margin:0 auto;padding:80px 0}.button-row{flex-direction:column;gap:10px;margin-top:24px;display:flex}@media (min-width:600px){.tool-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.button-row{flex-direction:row;justify-content:center}.category-card ul{display:block}.calculator-card{padding:24px}.calculator-actions{grid-template-columns:2fr 1fr}.result-panel{padding:26px}}@media (min-width:768px){.page-container{width:min(100% - 48px,1180px)}.header-search span{display:inline}.site-footer{padding-bottom:40px}.bottom-nav{display:none}.ad-slot{--ad-slot-min-height:120px}.global-search.expanded .search-result-list{grid-template-columns:repeat(2,minmax(0,1fr))}.category-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.all-tools-button{width:auto}}@media (min-width:1024px){.desktop-nav{display:flex}.featured-grid,.all-tools-grid{grid-template-columns:repeat(4,minmax(0,1fr))}}.retirement-detail-wrap{border-top:1px dashed var(--color-border);margin-top:18px;padding-top:16px}.retirement-detail-toggle{border-radius:var(--radius-small);color:#124a96;cursor:pointer;text-align:left;background:#f0f5fd;border:1px solid #b2c9ea;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:4px;width:100%;min-height:48px;padding:10px 14px;font-size:15px;font-weight:800;display:flex}.retirement-detail-toggle:hover:not(:disabled){border-color:var(--color-primary);background:#e2edfd}.retirement-detail-toggle:disabled{opacity:.6;cursor:not-allowed;background:var(--color-surface-soft);border-color:var(--color-border);color:var(--color-text-muted)}.retirement-detail-hint{color:var(--color-text-muted);font-size:13px;font-weight:400}.retirement-detail-panel{border:1px solid var(--color-border);border-radius:var(--radius-medium);background:var(--color-surface-soft);margin-top:14px;padding:16px}.retirement-detail-note{color:var(--color-text-muted);margin:0 0 14px;font-size:14px}.retirement-detail-rows{gap:12px;display:grid}.retirement-detail-row{background:#fff;padding:14px}.retirement-detail-row-header{justify-content:space-between;align-items:center;gap:8px;margin-bottom:10px;font-size:15px;font-weight:800;display:flex}.retirement-detail-days{background:var(--color-primary-soft);color:var(--color-primary);border-radius:999px;padding:2px 8px;font-size:13px}.retirement-detail-fields{grid-template-columns:1fr;gap:10px;display:grid}@media (min-width:480px){.retirement-detail-fields{grid-template-columns:1fr 1fr}}.retirement-detail-field{flex-direction:column;gap:4px;display:flex}.retirement-detail-label{color:var(--color-text);font-size:14px;font-weight:700}.retirement-detail-input-wrap{border-radius:var(--radius-small);background:#fff;border:1px solid #aeb9c7;align-items:center;min-height:48px;display:flex}.retirement-detail-input-wrap:focus-within{border-color:var(--color-primary);box-shadow:0 0 0 3px #1769e01f}.retirement-detail-input{background:0 0;border:0;outline:0;width:100%;min-width:0;height:46px;padding:0 10px;font-size:16px}.retirement-detail-input-wrap .input-unit{color:var(--color-text-muted);flex:none;padding:0 10px 0 4px;font-size:14px;font-weight:700}.retirement-detail-row-total{text-align:right;color:var(--color-primary);margin:8px 0 0;font-size:14px;font-weight:700}.retirement-detail-total{text-align:right;color:var(--color-text);margin:14px 0 0;font-size:16px;font-weight:800}.nav-dropdown-wrap{position:relative}.nav-dropdown-btn{font-size:inherit;color:var(--color-text);cursor:pointer;background:0 0;border:0;align-items:center;gap:4px;padding:0;font-weight:700;display:inline-flex}.nav-dropdown-btn:hover{color:var(--color-primary)}.nav-chevron{font-size:10px;line-height:1}.nav-dropdown{z-index:50;border:1px solid var(--color-border);border-radius:var(--radius-medium);white-space:nowrap;background:#fff;min-width:160px;margin:0;padding:6px;list-style:none;position:absolute;top:calc(100% + 10px);left:0;box-shadow:0 8px 24px #10182824}.nav-dropdown-wide{min-width:180px}.nav-dropdown li+li{margin-top:2px}.nav-dropdown a{border-radius:8px;padding:10px 12px;font-size:15px;font-weight:700;display:block}.nav-dropdown a:hover{background:var(--color-primary-soft);color:var(--color-primary)}.category-chips{scrollbar-width:thin;-ms-overflow-style:none;gap:8px;padding:20px 0 4px;display:flex;overflow-x:auto}.category-chips::-webkit-scrollbar{height:0}.category-chip{border:1px solid var(--color-border);min-height:44px;color:var(--color-text);white-space:nowrap;background:#fff;border-radius:999px;flex:none;align-items:center;padding:8px 16px;font-size:14px;font-weight:700;display:inline-flex}.category-chip:hover{border-color:var(--color-primary);background:var(--color-primary-soft);color:var(--color-primary)}.section-desc{color:var(--color-text-muted);margin:-8px 0 16px;font-size:15px}.category-view-all{margin-top:18px}.category-view-all a{color:var(--color-primary);text-underline-offset:3px;font-size:15px;font-weight:800;text-decoration:underline}.footer-categories{margin-bottom:20px}.footer-category-title{color:#eef2f6;text-transform:uppercase;letter-spacing:.06em;margin-bottom:10px;font-size:13px;font-weight:700;display:block}.footer-category-nav{grid-template-columns:repeat(2,1fr);gap:6px 18px;margin-bottom:0;display:grid}.footer-category-nav a{color:#cad2dc;font-size:15px;font-weight:600}.footer-category-nav a:hover{color:#fff}.footer-policy-nav{flex-wrap:wrap;gap:8px 18px;margin-bottom:20px;font-size:15px;display:flex}.footer-policy-nav a{color:#cad2dc}.footer-policy-nav a:hover{color:#fff}@media (min-width:768px){.footer-category-nav{grid-template-columns:repeat(3,auto)}}@media (min-width:1024px){.footer-category-nav{flex-wrap:wrap;gap:6px 18px;display:flex}}.shin-hope-calculator .field-list{gap:20px}.calculator-card-heading p.heading-desc{width:100%;color:var(--color-text-muted);margin:4px 0 0;font-size:14px;line-height:1.45}.preset-chip-button{border-radius:var(--radius-small);color:#124a96;text-align:center;cursor:pointer;-webkit-tap-highlight-color:transparent;background:#f0f5fd;border:1px solid #b2c9ea;justify-content:center;align-items:center;width:100%;min-height:44px;padding:6px 10px;font-size:14px;font-weight:800;line-height:1.25;transition:all .15s ease-in-out;display:flex}.preset-chip-button:hover{border-color:var(--color-primary);background:#e2edfd}.preset-chip-button:focus-visible{outline-offset:2px;outline:3px solid #1769e047}.preset-chip-button[aria-pressed=true],.preset-chip-button.active{border:2px solid var(--color-primary);color:#fff;background:#1769e0;font-weight:800;box-shadow:0 2px 6px #1769e04d}.preset-chip-button[aria-pressed=true]:before,.preset-chip-button.active:before{content:"✓ ";margin-right:2px;font-weight:900}.choice-fieldset{border:0;min-width:0;margin:0;padding:0}.choice-fieldset legend{margin-bottom:6px;font-weight:800}.choice-grid{gap:8px;display:grid}.choice-grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.choice-grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.choice-grid.five{grid-template-columns:repeat(5,minmax(0,1fr))}.choice-button{cursor:pointer;min-width:0;display:block;position:relative}.choice-button input{opacity:0;width:1px;height:1px;position:absolute}.choice-button span{border-radius:var(--radius-small);min-height:48px;color:var(--color-text);text-align:center;background:#fff;border:1px solid #aeb9c7;justify-content:center;align-items:center;padding:7px 5px;font-size:14px;font-weight:800;line-height:1.25;display:flex}.choice-button input:checked+span{border:2px solid var(--color-primary);background:var(--color-primary-soft);color:#124a96}.choice-button input:checked+span:before{content:"✓";margin-right:4px}.choice-button input:focus-visible+span{outline-offset:2px;outline:3px solid #1769e047}.input-help-details{border:1px solid var(--color-border);border-radius:var(--radius-small);background:var(--color-surface-soft);margin-top:-10px;padding:12px 14px}.input-help-details summary{cursor:pointer;color:#124a96;font-weight:800}.input-help-details p{color:var(--color-text-muted);margin:9px 0 0;font-size:14px}.cap-warning{border-radius:var(--radius-medium);background:var(--color-warning-soft);border:1px solid #e7b67f;padding:15px}.cap-warning strong{color:var(--color-warning)}.cap-warning p{color:#70421f;margin:5px 0 0;font-size:14px}.advanced-rate-field{border-radius:var(--radius-medium);background:#fffaf4;border:1px solid #e7b67f;padding:16px}.saving-highlight-badge{border-radius:var(--radius-medium);color:#0c448c;background:#eef6ff;border:1px solid #73b1f4;margin:16px 0 8px;padding:14px 16px}.saving-highlight-badge strong{color:#124a96;font-size:15px;display:block}.saving-highlight-badge p{color:#3b629b;margin:4px 0 0;font-size:13px}.mandatory-mortgage-badge{border-radius:var(--radius-medium);color:#0c448c;background:#eef6ff;border:1px solid #73b1f4;margin:12px 0;padding:14px 16px}.mandatory-mortgage-badge strong{color:#124a96;font-size:15px;display:block}.mandatory-mortgage-badge p{color:#3b629b;margin:4px 0 0;font-size:13px}.optional-mortgage-badge{border-radius:var(--radius-medium);color:#166534;background:#f0fdf4;border:1px solid #95d5b2;margin:12px 0;padding:14px 16px}.optional-mortgage-badge strong{color:#14532d;font-size:15px;display:block}.optional-mortgage-badge p{color:#15803d;margin:4px 0 0;font-size:13px}.funding-timeline-card{border:1px solid var(--color-border);border-radius:var(--radius-medium);background:#fdfefe;margin:20px 0;padding:18px}.funding-timeline-card h3{color:var(--color-text-main);margin:0 0 14px;font-size:16px}.funding-timeline-list{grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px;margin:0;padding:0;list-style:none;display:grid}.funding-timeline-list li{background:var(--color-surface-soft);border-radius:var(--radius-small);border:1px solid var(--color-border-light);padding:12px}.funding-timeline-list .step-badge{color:#fff;background:#1769e0;border-radius:12px;margin-bottom:6px;padding:2px 8px;font-size:12px;font-weight:700;display:inline-block}.funding-timeline-list strong{color:var(--color-text-main);font-size:14px;display:block}.funding-timeline-list p{color:var(--color-text-muted);margin:4px 0 0;font-size:13px}.tradeoff-notice-card{border-radius:var(--radius-medium);background:#f4f8ff;border:1px solid #b3d4ff;margin:16px 0;padding:14px 16px;font-size:14px}.tradeoff-notice-card strong{color:#124a96;margin-bottom:6px;font-size:15px;display:block}.tradeoff-notice-card p{color:#2d5284;margin:4px 0}.result-panel .result-divider{border-top:1px solid #a9d8c2;margin-top:14px;padding-top:14px}.result-footnote{color:#3f6656;margin:12px 0 0;font-size:14px}.comparison-section{border:1px solid var(--color-border);border-radius:var(--radius-large);background:#fff;padding:22px 18px}.comparison-section h2{margin:0 0 20px;font-size:22px}.comparison-section h3{margin:22px 0 10px;font-size:17px}.comparison-grid{gap:9px;display:grid}.comparison-grid.three,.comparison-grid.five{grid-template-columns:1fr}.comparison-card{border:1px solid var(--color-border);border-radius:var(--radius-medium);background:var(--color-surface-soft);gap:5px;min-width:0;padding:14px;display:grid}.comparison-card strong{color:#124a96}.comparison-card span,.comparison-card small{color:var(--color-text-muted);overflow-wrap:anywhere}.comparison-card b{overflow-wrap:anywhere}.comparison-cap-note{border-radius:var(--radius-small);background:var(--color-warning-soft);color:#70421f;margin:0;padding:14px}.official-source-card{border-radius:var(--radius-large);box-shadow:none;background:#f8fafc;border:1px solid #d9e2ec;margin:28px 0 8px;padding:20px}.official-source-card h3{color:var(--color-text);margin:0 0 8px;font-size:19px;font-weight:800;line-height:1.35}.official-source-card .official-source-desc{color:var(--color-text-muted);margin:0 0 16px;font-size:15px;line-height:1.5}.official-source-card .official-source-link{justify-content:center;align-items:center;min-height:44px;padding:8px 16px;font-size:15px;font-weight:700;display:inline-flex}.official-source-card .official-source-meta{color:var(--color-text-muted);margin:14px 0 0;font-size:13px}.related-tools-section{padding:28px 0 12px}.official-source-list{gap:12px;margin:16px 0 0;padding:0;list-style:none;display:grid}.official-source-list li{border:1px solid var(--color-border);border-radius:var(--radius-small);background:#fff;gap:7px;padding:13px;display:grid}.official-source-list a{min-height:44px;color:var(--color-primary);align-items:center;font-weight:800;display:inline-flex}.tool-content>section>p+ul{margin-top:14px}@media (min-width:600px){.comparison-grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.comparison-grid.five{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:390px){.choice-grid.three{grid-template-columns:1fr}.choice-button span{font-size:13px}.comparison-section{padding:18px 14px}}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}